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Mortgage Calculator

Monthly payment, total interest, and amortization schedule.

Mortgage / amortization calculator

Monthly payment, total interest, and amortization schedule.

Standard amortization formula. Excludes taxes, insurance, PMI. For informational purposes only — not financial advice.

How it works

The calculator uses the standard amortization formula. Your payment stays the same each period. Early on, most goes to interest. Over time, more goes to principal. Excludes taxes, insurance, and PMI.