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Mortgage Calculator

Monthly payment, total interest, and amortization schedule.

Mortgage / amortization calculator

Monthly payment, total interest, and amortization schedule.

Standard amortization formula. Excludes taxes, insurance, PMI. For informational purposes only — not financial advice.

How it works

The calculator uses the standard amortization formula. Your payment stays the same each period; early on, most goes to interest. Over time, more goes to principal. Excludes taxes, insurance, and PMI.